About Us - Capitalbay Merchant Bank

About Capitalbay Merchant Bank

Capitalbay Merchant Bank is a financial institution with diversified business and banking strategies bringing the most reliable banking to our clients worldwide. Our banking operations are considerably enhanced by the acquisition of Intercom premier banking, a highly respected telephone and online banking solution. The services offered by Capitalbay Merchant Bank are very comprehensive and so are the investments available. Money market funds, bond funds in every major currencies, custom-made equity portfolios, precious metals are all at your fingertips. The bank has a large investment research department at your service if you want to research your investments yourself. All clients get attention and excellent services.

Our strategy builds on Capitalbay Merchant Bank's core strengths: its position as a leading wealth manager, its specialist investment banking capabilities and its strong presence in our home market in the United States. We seek to follow a balanced approach to wealth management, aiming to capitalize on both the large pool of wealth within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on the US.



Simple banking at your service Since we were authorised as a bank, we supported by many years of solid growth, both organic and through acquisition. With a finance portfolio of over $420 million, and 24,000 customers, you can rest assured that our professional and personable service has been thoroughly tested. We offer not only the services on which Capitalbay Merchant Bank was built, but an equally competitive range of savings products for our customers. Developing into a bank has made us more competitive and flexible, allowing us to better serve our existing customers, and also to attract more new customers who can benefit from our simple, personal, approach to finance.

Independent and innovative At Capitalbay Merchant Bank, simplicity is more than just a buzzword – It is a tangible benefit that we seek to deliver. One of the ways in which we achieve this is through our independence. It enables us to have short lines of communication, so that we can make quick decisions. Another important way in which we differentiate ourselves from other providers is through innovation: in particular, the development of our own internet-based proposals system, eQuote, and our internet-based application process for savings customers. These systems allow us to process applications for finance and savings accounts with new levels of speed and efficiency.



We specialize in banking privately owned business of all sizes and public companies in all industries with additional expertise in real estate, energy and correspondent banking. Supporting the deposit and loan capabilities of our business relationship managers is a highly experienced team of product specialists including cash management, fraud protection, international trade, investments, foreign exchange, corporate trust, retirement plan services, leasing, interest rate hedging and factoring. Equally as important, we offer a wide range of depository, lending, mortgage, brokerage, investment management, trust and internet services for consumers and private banking clients.